Steve Fredrickson, has served as the Company’s Executive Chairman since June 2017 and was Chairman and CEO from 2002 until his current role. He also served as the Company’s President from 2002 to August 2015. Prior to co-founding the Company in 1996 with Kevin Stevenson, Fredrickson held various leadership roles with Household Recovery Services’ (“HRSC”) Portfolio Services and Household Commercial Financial Services groups and specialized in corporate and real estate workouts at Continental Bank of Chicago. Fredrickson is a member of the board of directors for the United Way of South Hampton Roads and the St. Mary’s Home Foundation. He is also on the executive advisory council of the Strome College of Business at Old Dominion University and a Trustee of the Eastern Virginia Medical School Foundation.